• Personal Checking

    We believe in offering checking accounts that meet our members’ needs. We know that some members want a basic account to receive and make payments, while others would like to earn a competitive interest rate on their balance.

    With each Personal Checking account at MembersFirst, you’ll receive the following:

    • Free Visa Debit Card
    • Unlimited Check Writing
    • Free access to MembersFirst, Publix Presto®, & CU HERE Network ATMs*
    • Worldwide ATM access at CIRRUS and PULSE Network ATMs
    • Free 24-Hour Phone Banking
    • Overdraft Privilege available on some accounts.
    • Free Online Bill Pay
    • Free Online Banking
    • Free E-Statements

    Choose from any of the following (click each item for more):

    Learn More about Personal Checking Open an Account

  • Savings & Certificates

    We are committed to helping our members reach their savings goals, no matter how big or small. Whether you’re saving for retirement, college, a trip or a special purchase, MembersFirst Credit Union is here today to help you save money for tomorrow.

    All of our savings accounts and certificates are federally insured up to $250,000.00.

    Learn More about Savings & Certificates

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    Membership in the credit union has opened many doors for me.

  • Youth Accounts

    At MembersFirst, we believe that it’s never too early to start learning good financial habits. That’s why we have youth accounts available for members from birth to 22 years of age. Games, prizes, and savings tips for our Savasaurus Club members lead to interest-yielding savings, car loans and scholarship opportunities in our CU Succeed program, when your child becomes a teenager.

    If we teach our youngest members to make smart financial choices now, it will help them succeed in the future…and it never hurts to have a little fun and rewards along the way!

    Children’s Privacy Act : The online financial services offered through the Credit Union’s mobile app are not designated for or directed toward children under age 13. We do not knowingly solicit or collect data from children, and we do not knowingly market to children online without expressed parental consent or notification. If we receive online information from anyone that we know to be a child, we will only use the information to respond directly to a child’s request. We recognize that protecting children’s identities and online privacy is important and that responsibility rests with us and with the parents. If any member believes their child has provided personally identifiable information to us, they must contact us so that we can allow them the opportunity to review and delete such information.

    Learn More about Youth Accounts

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    Learning to save at an early age is a great way to succeed financially.

    A Message from your Credit Union
  • MembersFirst 55+

    Interest checking accounts and certificates for those at least 55 years young.

    We honor the sacrifices and commitment that our more experienced members made along the way. We feel that you have earned the privilege of a wide range of products, services and special benefits. Our MembersFirst 55+ program is designed especially for our members 55 years old or better.


    • Discounted rates on safe deposit box rental at select locations
    • Free money orders
    • Preferred rates on loans and lines of credit
    • Unlimited free ATM withdrawals at all MembersFirst Credit Union ATMs and CU Here Network ATMs
    • Worldwide access at CIRRUS and Pulse Network ATMs

    Learn More about MembersFirst 55+

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  • Direct Deposit

    Direct deposit is a hassle-free way to handle your money. You can avoid waits and holds on your payroll check by having it directly deposited into your account.

    The information you will need to complete the direct deposit information for your employer is as follows:

    Name of Financial Institution: MembersFirst Credit Union
    Routing & Transit Number: 261174432
    Address: PO Box 33189, 2476 Lawrenceville Hwy, Decatur GA 30033
    Your Account Number: You can use the account number on the bottom of your MembersFirst checks, or your member number

    Open an Account
    Member Testimonial


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  • Visa Scorecard Rewards

    Reward yourself for your purchases with Scorecard Rewards.

    Scorecard Rewards offers a great selection of brand-name merchandise and travel options. There’s no enrollment necessary with Visa ScoreCard Rewards, so you don’t have to wait to start earning points.

    To find out what awards are available, visit the Travel and Merchandise sections of the ScoreCard Rewards website.

    Learn More about Visa Scorecard Rewards

    Earning Points

    Learn More About Earning Points

    Redeeming Points

    Learn More About Redeeming Points
    Member Testimonial

    "I want you to know that the branch manager, Dwayne Carroll, at the DeKalb Medical branch has done so much to help me in the past several years. He has helped me get out of financial situations. He is always cheerful and always has a kind word. He listens to us and always tries to help. He is a blessing and I think very highly of him. "

    T. Jones
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  • Phone Banking

    MembersFirst makes it easy to access your account
    information privately over the phone.

    Below is a quick reference list of the action codes you will need. Simply dial (404) 978-0089 and follow the prompts.


    01 To hear Savings Account balance

    02 To hear Checking Account balance

    09 To hear balance on any share or loan suffix

    10 To hear complete history of account transactions


    14 To cleared checks

    15 To hear a specific check cleared

    Direct Deposits

    11 To hear Direct Deposits to Savings Account

    12 To hear Direct Deposits to Checking Account

    ATM / Debit Card and Pre-Authorized Transactions

    51 - Hear ATM withdrawals from Savings

    52 - Hear ATM and Visa Debit Card transactions from Checking

    53 - Hear Pre-authorized debits from Savings

    54 - Hear Pre-authorized debits from Checking

    Learn More about Phone Banking

    Member Testimonial

    "When I spoke with my Credit Union rep and told her about my financial situation, she gave me suggestions on re-establishing myself. The programs she told me about went far beyond just giving me knowledge on what’s available. She gave me back confidence that I, too, can get through life more independently. Thanks to her, I will be back on track soon."

    R. Williams
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  • More Products

    Safety Deposit Box

    Safe Deposit Boxes

    We have safe deposit boxes available in a variety of sizes for MembersFirst Credit Union members. Discounts are available for MembersFirst 55 Plus members.

    Learn More about Safe Deposit Boxes

    Safety Deposit Box

    Other Services

    Learn More about Other Services

    Wire Transfer Wooosh!

    Wire Transfers

    Wire transfers allow members to transfer funds between individuals at different financial institutions. Funds from a wire transfer are typically available within 24 hours. International wires may have a longer processing time.

    Learn More about Wire Transfers

    Member Testimonial

    "I have been a credit union member since 1983. I have enjoyed every time I walk through that credit union door, there's a smiling face and even a "ray of sunshine" The employees are always so helpful and will assist in whatever you need. It's a pleasure being a credit union member. "

    Linda Fischer
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