MembersFirst 55+

Financial Services with benefits designed for you.

MembersFirst 55+ Savings

A MembersFirst 55 Plus Savings account is your membership account with the credit union. You must maintain a balance of at least $5 at all times to keep this account open.

MembersFirst 55+ Checking Account

A MembersFirst 55+ Checking Account pays dividends and offers you the following convenient features:

  • No monthly service charge
  • Free personalized checks (up to 2 boxes per year)
  • Free overdraft protection from your savings account
  • Free stop payments
  • Dividends are paid when you maintain an average daily balance of $100.00
  • There are no per check charges- write as many checks as you want
  • Unlimited 24-hour access by touchtone phone with the Automated Account Information Line- check your balances, make transfers between accounts, check the checks that have cleared your account, hear automated deposits to your accounts and much more.
  • Overdraft Privilege - Limit up to $700*

MembersFirst 55+ Certificates

Not only do you enjoy preferred rates on loans, but also on your Certificates of Deposit, with the following features:

  • Flexible maturities from three months to five years
  • Low minimum deposits
  • Competitive dividend rates
  • A one-time-step-up rate on Certificates with a term of 2 years or longer

You are welcome to stop by any MembersFirst Credit Union branch and join today. An initial deposit of $5.00 and a valid picture ID are all you need to open your account. Once your savings account is opened, you’ll have immediate access to all of the financial services offered by your credit union.

Additionally, if you participate in the Senior Spectrum program at DeKalb Medical, you are eligible for membership in MembersFirst Credit Union.

*Overdraft Privilege is a discretionary service offered by MembersFirst. There is a fee associated with each overdraft allowed through Overdraft Privilege.

News and Offers from MembersFirst


Swap and Drop is BACK!

Swap your loan to MembersFirst and we will Drop your rate by 2% to as low as 1.90% APR. Plus, make no payments for 90 days!

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Skip-A-Payment Winter 2016 - 2017

Skip A Loan Payment in November, December or January

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The 2016 Holiday Loan is Here!

What's Santa's Best-Kept Secret? A Holiday Loan from MembersFirst! Borrow up to $2,000 for 10 Months!

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