Credit Card Options

VISA® Platinum

The Visa Platinum is available to individuals with above average credit history, who are looking for a little extra spending power. A Visa Platinum features:

• Credit limits up to $25,000
• A low, non-variable interest rate
• No annual fee
• 25-day grace period
• Cash advances at any ATM with the VISA® logo
• Visa® ScoreCard Rewards

VISA Classic

The VISA® Classic offers benefits and features above the standard classic card in the market. It features a generous credit limit that matches your credit habits and offers many of the benefits you see on Platinum programs. The low, non-variable interest rate makes it perfect for the top spot in your wallet. There are no gimmicks plus it features:

• Credit limits up to $10,000
• Low, non-variable interest rate*
• No annual fee
• 25 day grace period
• Cash advances at any ATM displaying the PLUS or VISA® logo
• Visa® ScoreCard Rewards

VISA® Secured

A Visa® Secured card can help you to establish or build credit while offering the convenience of a credit card. This card is secured by your own funds so you set the limit. A Secured VISA® offers some of the same great benefits of the Visa® Classic.

Features include:
• Credit limits up to 80% of your security deposit*
• Non-Variable interest rate
• Low $15.00 annual fee
• 25- day grace period
• Cash advances at any ATM displaying the VISA® logo

A MembersFirst Visa is rewarding no matter which one you choose …


Visa ScoreCard Rewards

Earn bonus points for your purchases, hotel reservations and car rentals when you use your MembersFirst Visa® Credit Card. Redeem your bonus points for top quality merchandise, travel rewards, and long anticipated experiences. Combine your earned points with points from your MembersFirst Visa® Debit Card and points from your family members and you can earn and redeem your rewards faster. View the awards and travel catalogs online at scorecardrewards.com.

Credit Life Insurance

Credit Life Insurance is affordable protection for your credit card. It gives you and your family the peace of mind of knowing that your outstanding credit balance will be paid in the event of your death. The premiums are low and are included in your monthly payments.

Credit Disability Insurance
Credit Disability Insurance is affordable protection for your credit card. It gives you the peace of mind that comes from knowing that your outstanding credit balance will be paid in the event that you are out of work on disability. The premiums are low and are included in your monthly payments.

Verified By Visa®
Verified By Visa® is designed to help protect you when making online purchases. To find out more about Verified by Visa®, visit our website at www.membersfirstga.com and click on the Verified By Visa® logo. For more information, contact a member advisor.

News and Offers from MembersFirst

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Swap & Drop

Swap your loan to MembersFirst and we will Drop your rate by 2% to as low as 1.90%apr . Plus make no payments for 90 days.

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Upgrade Your Credit Card

Upgrade your credit card to one that pays.

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