When you take a look at your finances -- what's coming in, what's going out -- do you approach each bill or expense as a surprise item rather than an item you've prepared for?
Identity Theft -- You've heard the term, but do you really know just how easy it could be for someone to steal your identity? Mistakes like using the same password for multiple logins, not shielding your credit card numbers and pins from Nosy Ninas and oversharing on social media are just a few ways you're putting yourself at risk for financial woes. Learn what you can do right now to combat financial predators.
√Take Sarah lunch at school.
√Change batteries in remote.
√Pick up kitty litter.
Mail Chad cash for uniforms.
Feeling a bit stressed? Our lives are packed full of random tasks and things we have to remember each day so our days can run a little more smoothly. While we can’t take little Sarah her forgotten lunch (we wish we could!), we can lend a hand in sending Chad the cash for this season’s football uniform.
It doesn’t matter how old you are–whether you’ve been borrowing money and using credit since the 70’s or if this is your first (credit) rodeo–understanding credit can be a bit tricky at times.
With so many options on every corner, how do you know which financial institution is right for you? Furthermore, what’s the big deal with ‘credit union vs. bank‘?
The answer is simple–credit unions are owned by their members (those with an account at the credit union) and banks are typically controlled by stock- or shareholders. Additionally, decisions are made on the local level with credit unions by a board of directors with one purpose in mind–to simplify the financial lives of our members.