Think back on each New Year. Notice anything in common with years past? Maybe you’ve resolved each year to make better nutritional decisions. I will not eat the WHOLE plate of cookies. Or, maybe you’ll take it a step further and throw in a promise to yourself to take your health a little more seriously. My neighbor can get up at 5:00 am for a run before work. Why can’t I?
We talk a lot about credit and great ways to access and spend your funds, but there’s one very important step we should take when it comes to our money…
Does that word sounds scary or boring? It must as budgeting seems to have such a negative connotation surrounding it. Though it’s true one could live off the available credit of a credit card for a short period–charging every desire of the heart–this will eventually catch up and bite you soon enough. Slow and steady wins the race… most of the time.
It seems every time you turn around there’s another item you need—and you needed it, like, yesterday. A replacement water filter for the fridge, new carpet, an extra garage door opener…
So, what do you do? If you can’t visit your favorite retail shop, you’ll probably go to your second best option — online shopping.
Planning. It’s singlehandedly the best thing you can do for your budget. But does your financial outlook include a plan for an unexpected job loss?
√Take Sarah lunch at school.
√Change batteries in remote.
√Pick up kitty litter.
Mail Chad cash for uniforms.
Feeling a bit stressed? Our lives are packed full of random tasks and things we have to remember each day so our days can run a little more smoothly. While we can’t take little Sarah her forgotten lunch (we wish we could!), we can lend a hand in sending Chad the cash for this season’s football uniform.