When you take a look at your finances -- what's coming in, what's going out -- do you approach each bill or expense as a surprise item rather than an item you've prepared for?
It seems every time you turn around there’s another item you need—and you needed it, like, yesterday. A replacement water filter for the fridge, new carpet, an extra garage door opener…
So, what do you do? If you can’t visit your favorite retail shop, you’ll probably go to your second best option — online shopping.
Identity Theft -- You've heard the term, but do you really know just how easy it could be for someone to steal your identity? Mistakes like using the same password for multiple logins, not shielding your credit card numbers and pins from Nosy Ninas and oversharing on social media are just a few ways you're putting yourself at risk for financial woes. Learn what you can do right now to combat financial predators.
It doesn’t matter how old you are–whether you’ve been borrowing money and using credit since the 70’s or if this is your first (credit) rodeo–understanding credit can be a bit tricky at times.
With so many options on every corner, how do you know which financial institution is right for you? Furthermore, what’s the big deal with ‘credit union vs. bank‘?
The answer is simple–credit unions are owned by their members (those with an account at the credit union) and banks are typically controlled by stock- or shareholders. Additionally, decisions are made on the local level with credit unions by a board of directors with one purpose in mind–to simplify the financial lives of our members.