By submitting this application, you certify that the information is
complete, true and submitted for the purpose of obtaining the account
services requested. You agree that:
a) the credit union can use credit
reporting agencies or otherwise verify the information in this
application for the purpose of extending credit or services to you or
reviewing or collecting a credit account of yours.
b) the credit union
can tell others about its credit experience with you and obtain
information from others about your credit history and performance. If
you request, the credit union will tell you the name and address of any
credit reporting agency from which it received a credit report on you.