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2019 Holiday Loans

Holiday Loans are back for 2019!

If you need a little extra dough for the gift-giving season, MembersFirst has some sweet news: we’re serving up Holiday Loans!

We’ll begin accepting requests for the 2019 HOLIDAY LOAN on Monday, October 28, 2019. You may borrow1 up to $2,000 FOR 10 MONTHS AT 13% APR.*

There is a $30 processing fee for each request.

Complete the application and fax or bring it to a branch near you by December 31, 2019.

If this is your first time applying for the Holiday Loan, please provide:

1. A completed loan request form

2. A copy of your most recent pay stub

3. A copy of your current driver’s license

Click here for your 2019 Holiday Loan application.


Due to changes in the lending guidelines, if you choose to take advantage of a loan amount that is different from your previous loan, you may need to sign new paperwork. A loan officer will contact you to set up an appointment if necessary. Loans will not be disbursed until all new loan documents are signed.

For faster, more convenient service, please be sure that you have received a phone call from your loan officer.

*APR=Annual Percentage Rate. 1Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Rate of 13% APR is good for financing up to 10 months and applies only to the Holiday Loan Promotion. Offer is good for promotional period only - through December 31, 2019. Visit for all available rates and terms. Offer ends December 31, 2019. Program terms and conditions are subject to change without notice. Membership with MembersFirst Credit Union is required.

Cash Transfer and Payment Apps


When used responsibly between peers, payment and cash transfer apps can be a very convenient way for friends to share expenses or pay back borrowed funds, but exercise caution before hitting “send.” Catch our latest blog post for more on Peer-to-Peer (P2P) payment systems. #membersfirstga #paymentapps #p2p #peertopeerpayments

2019 Winter Skip-A-Payment

With a Skip-A-Payment from MembersFirst, you can skip your November, December or January loan payments and keep more cash in your pockets for the Holidays.

Here’s How
1. Complete the Skip-A-Payment Request Form - Available Here
2. Choose a payment option. (There is a $30 processing fee for each loan payment that is skipped. The fee must be paid before your skip request will be processed.)
3. Mail, fax or deliver your form to a branch near you.

For faster processing, we suggest you fax or deliver your form to your local MembersFirst branch.


October 25 to Skip-A-Payment in November November 27 to Skip-A-Payment in December
December 27 to Skip-A-Payment in January

It’s really that simple! When your request is approved, we’ll move your loan date forward by one month from your present due date. Interest on your loan will continue to accrue at the rate originally stated, and the maturity date on the loan may be affected. Your normal payment schedule will resume during the month following the one you skip.

Skip A Payment Application

Fax to 404 978-0095

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Credit Union Rewards

There are more reasons than ever to love being a member of MembersFirst Credit Union.

Your credit union membership is about the trust and care of community, built around where you live, work and play. That’s why your Credit Union membership saves you money through exclusive member-only offers through our trusted partners. Through Love My Credit Union Rewards, credit union member have saved over $2 billion with offers like:


Credit union membership also saves you up to $15 on TurboTax federal products.


Protecting your car and home shouldn’t cost you a bundle. MembersFirst Credit Union members can save big with an exclusive discount from the TruStage Home & Auto Insurance Program.


You get $200 in cash rewards* on up to 2 lines when you switch to Sprint. Plus, lines 3, 4 and 5 are free AND 25% off select accessories in Sprint stores.

  • That means savings of more than $800 over Verizon in your first year.
  • With Sprint’s 100% satisfaction guarantee for the first 30 days, you can be certain that you’ll love your plan or get your money back.

Claiming your cash rewards is easy:

  1. Open a new Sprint account and mention that you’re a credit union member.
  2. Register your new lines at
  3. Cash rewards will be deposited directly into your credit union account within six to eight weeks.

Don’t miss out on hundreds in savings. Switch to Sprint and claim your rewards today!

PLEASE NOTE: This program is administered through Sprint. For questions regarding this program, TurboTax or TruStage, please contact them directly or visit

Learn all about how your MembersFirst Credit Union membership gets you all these exclusive savings, and more at or Check them out and start enjoying credit union member benefits you never knew you had.

Cash Reward:
Via deposit. $100 per line, max 2 lines. Req. qualifying plan and registration within 30 days of activation. Loyalty Reward: Via deposit per account. Basic: After 9/30/20 pay $60 a month for line 1, $40 a month for line 2 and $20 a month per line for lines 3 thru 5, with AutoPay. Offer/coverage not available everywhere. Requires new lines of service. Subject to credit & $30 activation fee. Excludes taxes, fees, and roaming. Speed maximums, use rules and restrictions apply. Unlimited Basic compared to Verizon Start Unlimited for 5 lines, features differ.

Personal Finance

For articles and information to improve your financial situation visit our Home and Family Finance Resource Center by clicking on the image.

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