Swap and Drop is back through November 30th, 2017!
SWAP your Auto Loan to MembersFirst Credit Union and we will DROP your rate by 2% to as low as 2.00% APR* . PLUS, make no payments for 90 days**. You could pay off your car loan sooner or save cash every month.
Rates are as low as 2.00% APR* and terms are available up to 84 months.
*APR = Annual Percentage Rate. Qualifications are based on an assessment of individual creditworthiness and our underwriting standards. Rate of 2% APR is good for financing up to 36 months. Longer terms are available at higher loan rates. To receive the 2% reduction on your existing rate, loan must be transferred from a lender other than MembersFirst Credit Union. Loan amount must be a new MembersFirst CU auto loan of $5,000 or more to qualify for 90-Day No Payment Offer. **90-Day No Payment Offer is based on Individual creditworthiness and is not available on loans refinanced outside of the Swap and Drop Program guidelines. Finance charge begins from date of funding and is repaid over the term. Loans booked under the Swap-And-Drop Promotion will be subject to the same LTV and overall loan amount guidelines established in the Vehicle Loan Policy. Offer not available on existing MembersFirst auto loans. All loans are subject to credit approval. First payment due date may vary based on re-payment terms. Offer ends November 30, 2017. Program, terms and conditions are subject to change without notice. Visit MembersFirstGA.com for all available rates and terms.