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2019 Summer Skip-A-Payment

Make your summer payments melt away. With a Skip-A-Payment from MembersFirst, you can skip your June or July loan payments and keep more cash for whatever suits your taste.

Here’s How
1. Complete the Skip-A-Payment Request Form - Available Here
2. Choose a payment option. (There is a $30 processing fee for each loan payment that is skipped. The fee must be paid before your skip request will be processed.)
3. Mail, fax or deliver your form to a branch near you.

For faster processing, we suggest you fax or deliver your form to your local MembersFirst branch.


May 24th to skip your payment due in June.
June 21st to skip your payment due in July.

It’s really that simple! When your request is approved, we’ll move your loan date forward by one month from your present due date. Interest on your loan will continue to accrue at the rate originally stated, and the maturity date on the loan may be affected. Your normal payment schedule will resume during the month following the one you skip.

Skip A Payment Application

Fax to 404 978-0095

Swap & Drop Auto Refinance

Swap & Drop Auto Refinance Program

Drop Your Rate by 2% to as low as 3.25% APR*!

Now through May 31, 2019, MembersFirst Credit Union will DROP your rate by 2% to as low as 3.25% APR* when you SWAP your auto loan from another lender to MembersFirst.

With Swap & Drop, you can pay off your car loan sooner or save a few dollars each month! Plus, when you finance with MembersFirst, you’ll enjoy great perks like affordable GAP and warranty coverage and discounts on auto insurance.1

Swap your loan to MembersFirst for great rates on RVs and motorcycles, too!

  • RVs as low as 4.25% APR
  • Motorcycles as low as 5.25% APR

Refinance your auto loan today and send your savings into OVERDRIVE!


  • Click and apply online at
  • Call 404-978-0080 or 912-352-2902 or
  • Visit a branch near you

Not an MFCU member? Stop by any branch or visit to open your account online. You will need your driver’s license, employee badge and a deposit of $5 to get started.

*APR=Annual Percentage Rate. Qualifications are based on an assessment of individual creditworthiness and our underwriting standards. Floor rate of 3.25% is as of 3/1/19. Maximum loan term on auto, motorcycle and RV loans is 84 months. MembersFirst Credit Union will match the remaining term of the transferred loan provided the loan is financed under the SWAP & DROP Promotion guidelines. To receive the 2% reduction on your existing rate, loan must be transferred from a lender other than MembersFirst Credit Union. Finance charge begins from date of funding and is repaid over the term. First payment due date may vary based on repayment terms. Offer not available on existing MembersFirst auto loans. Loan amount must be a new MembersFirst CU auto, motorcycle or RV loan of $5,000 or more. Offer available April 1 through May 31, 2019. All loans are subject to credit approval. Program, terms and conditions are subject to change without notice. Visit for all available rates and terms. 1GAP, warranty and insurance services are available and provided through credit union partners. Separate terms and conditions apply.

Visa Balance Transfer

Transfer to a MembersFirst Visa at 3.99% for 12 Months!

Stuck In An Endless Cycle of High-Rate Credit Card Payments? Coast your way to savings when you transfer your credit card balances to a MembersFirst VISA® credit card! You’ll enjoy a rate of just 3.99% APR* for 12 months on transferred balances and earn 1 ScoreCard® Rewards point1 for every dollar transferred between March 20 and May 31, 2019.

Plus, pay no balance transfer fees no matter how many cards you transfer. (That’s a savings of 3% per card!)

After the promotional period, receive a low, non-variable rate starting at 8.99% APR on VISA Platinum and 13.88% APR on VISA Classic. With either card, we’ll keep your banking simple and transparent with:

  • No balance transfer fee
  • No annual fee
  • ScoreCard Rewards points earned on every purchase
  • Online payment and card management options

Plus, MembersFirst cardholders can take advantage of all the perks VISA has to offer:

- Travel and auto rental insurance

- VISA Purchase Protection

- Cash advances at any ATM with the Visa logo

- Auto rental discounts

- Travel accident insurance

- Travel and emergency assistance

- Ticket replacement and lost luggage assistance

- Toll-free travel reservation service

- Emergency cash service

- Eye wear discounts

- Manage your card and pay your bill online

Don’t have an MFCU credit card? Apply now at, call 404-978-0080 or 912-352-2902 or visit any branch location!

Already have an MFCU credit card? Ask for a credit limit increase so you can transfer more balances at this low rate!

*APR=Annual Percentage Rate. 3.99% APR promotional rate applies to balances transferred between 03/20/19 and 05/31/19. Offer expires 05/31/19. The standard interest rate as of 03/20/19 on Platinum and Classic Unsecured cards ranges from 8.99% – 13.88% APR, depending on type of card and individual creditworthiness at the time of application and the Credit Union’s underwriting standards. Rates, terms and conditions are subject to change without notice. Your balance transfers will revert to your standard APR as referenced above after 12 billing cycles from the date of your first balance transfer. This promotion and the promotional rate of 3.99% APR do not apply to existing MembersFirst Visa balances, cash advances or convenience checks, or any transaction involving any payment to an existing MembersFirst Credit Union loan. 1ScoreCard Rewards points on balance transfers earned only during promotional period of 3/20/19 to 5/31/19.

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Credit Union Rewards

MembersFirst Credit Union Members Get Exclusive Discounts from Love My Credit Union Rewards

Everyone loves to save, especially on products and services you use every day. That’s what Love My Credit Union Rewards is all about. Members have saved nearly $2 billion in discounts from valued partners through Love My Credit Union Rewards.

You can save too with valuable discounts from these partners: 

  • Save up to $15 on TurboTax federal products! 
  • Get an exclusive smoke communicator and a $100 gift card with a new ADT monitored home security system. Call 844-703-0123 to activate this special offer. 
  • Get trusted protection at true savings with the TruStage Auto & Home Insurance Program. 
  • Shop and get cash back at over 1,500 online retailers with Love to Shop.
  • Get $100 per line in cash rewards for every new line activated with Sprint® — and, for a limited time, this offer is available on unlimited lines*. Plus, you’ll receive $100 in loyalty cash rewards every year.


If you’re already a Sprint customer, get a $100 loyalty cash reward every year just by signing up for the program.

There’s no better time than now!

Sign up today to enjoy another benefit of membership with Sprint’s best Credit Union Member Cash Rewards offer EVER!

  1. Become a Sprint customer and mention you’re a credit union member.
  2. Sign up at
  3. Allow up to six to eight weeks to see cash rewards directly deposited into your credit union account.

Take advantage of this limited time offer today!

Visit to learn more.

To find out more and learn about other valuable discounts, visit You get all these offers and discounts just for being a member of MembersFirst Credit Union!

*Restrictions apply.

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