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Drop Your Rate. Keep Your Car.

You love your car… you just want to pay a little less to own it.

Now thru November 30th, 2018, MembersFirst Credit Union will DROP your rate by 2% to as low as 2.9% apr* when you SWAP your Auto Loan from another lender to us!

Plus, you could make no payments for 90 days!**

Auto Rates as low as 2.9%

Motorcycles Rates as low as 3.9%

RV Rates as low as 4.9%

Apply to refinance your loan today! You could pay off your car loan sooner or save a few dollars each month!

Click and apply online. Visit a branch near you. Call with questions: 404 978-0080 or 912 352-2902

*APR=Annual Percentage Rate. Qualifications are based on an assessment of individual creditworthiness and our underwriting standards. Maximum loan term on Auto, Motorcycle and RV loans is 84 months. To receive the 2% reduction on your existing rate, loan must be transferred from a lender other than MembersFirst Credit Union. Finance charge begins from date of funding and is repaid over the term. Offer not available on existing MembersFirst auto loans. Loan amount must be a new MembersFirst CU auto, RV or motorcycle loan of $5,000 or more to qualify for 90-Day No Payment Offer. **90-Day No Payment Offer is based on individual creditworthiness and is not available on loans refinanced outside of the Swap-And-Drop Program guidelines. First payment due date may vary based on repayment terms. Offer ends November 30, 2018. All loans are subject to credit approval. Program, terms and conditions are subject to change without notice. Visit

3.99% apr*  for Balance Transfers - No Balance Transfer Fees

Better rates. Better benefits. Better believe it.

Transfer your high rate credit card balance to MembersFirst and enjoy a low rate of 3.99%apr on balances transferred and purchases made between July 20th and September 30th. After the promotion, enjoy a low non-variable rate of 8.99%apr on Visa Platinum and 13.88% apr on Visa Classic.

  • No Balance Transfer Fees
  • No Annual Fee
  • ScoreCard Rewards for Purchases
  • Online Payment and Card Management

Apply Online -

*APR=Annual Percentage Rate. 3.99% APR promotional rate applies to balance transfers and purchases made between 07/20/18 and 09/30/18. Offer expires 09/30/18. The standard interest rate as of 07/20/18 on Platinum and Classic Unsecured cards ranges from 8.99% – 13.88% APR, depending on the type of card and individual creditworthiness at the time of application and the Credit Union’s underwriting standards. Rates, terms, and conditions are subject to change without notice. Your balance transfers will revert to your standard APR as referenced above after 12 billing cycles from the date of your first balance transfer. This promotion and the promotional rate of 3.99% APR do not apply to existing MembersFirst Visa® balances, cash advances or convenience checks, or any transaction involving any payment to an existing MembersFirst Credit Union loan.

Merger News - Piedmont Plus Credit Union

Welcome, Piedmont Plus Members!

PIEDMONT PLUS FEDERAL CREDIT UNION IS NOW PIEDMONT PLUS CREDIT UNION (PPCU), a division of MembersFirst Credit Union. We are working hard to complete the integration of our two credit unions. Once that integration is complete - scheduled for December 2018 – the full line of products and services will be available to you. Until that time, please continue to use your regular Piedmont Plus locations, website and phone numbers for transactions and questions.

The MembersFirst branches and shared branching locations are unable to process any PPCU transactions. To learn more about the merger and about the products and services that will be available to you after the conversion in December. We invite you to visit this page and the links to learn more about the merger and what it means for you. Watch for more exciting announcements as we combine our membership!

More Merger News!

Back To Piedmont Plus Credit Union

Piedmont Plus Online Banking

Credit Union Rewards

Enjoy more of the benefits of Credit Union membership with Love my Credit Union Rewards

Members Get Exclusive Discounts from Love My Credit Union Rewards

Everyone loves to save, especially on products and services you use every day. That’s what Love My Credit Union Rewards is all about. Members have saved nearly $2 billion in discounts from valued partners through Love My Credit Union Rewards.

You can save too with valuable discounts from these partners:

  • $100 cash reward with every new line activated with Sprint! Current customers will receive a $50 cash reward for every line transferred into Sprint Credit Union Member Cash Rewards. Plus, get a $50 loyalty cash reward every year for every line.*
  • Save up to $15 on TurboTax federal products!
  • Get an exclusive smoke communicator and a $100 gift card with a new ADT monitored home security system. Call 844-703-0123 to activate this special offer.
  • Get trusted protection at true savings with the TruStage Auto & Home Insurance Program.
  • Shop and get cash back at over 1,500 online retailers with Love to Shop. Visit Love To Shop to learn more.

You get all these offers and discounts just for being a credit union member.

*Activation Fee: Up to $30/line. Credit approval required. Sprint Credit Union Member Cash Rewards Offer: Offer Ends 12/31/2017. Avail. for eligible credit union members and member employees (ongoing verification). Tax ID required to establish business acct. Switch to Sprint and receive a $100 cash reward for each new smartphone line activation. Requires port-in from an active number (wireless or landline). Existing customers receive a $100 cash reward for each new smartphone line activation and/or a $50 cash reward for each smartphone line transferred to program. New lines require activation at point of sale. Max 15 lines. Sprint acct must remain active and in good standing for 31 days to receive Cash Reward. Excludes MBB devices, tablets and Sprint Phone Connect, upgrades, replacements and ports made between Sprint entities or providers associated with Sprint (i.e. Virgin Mobile USA, Boost Mobile, Common Cents Mobile and Assurance.) May not be combined with other offers. $50 Loyalty Cash Reward: Members can earn one $50 cash reward annually when Sprint acct remains active and in good standing for 1 year. Max 15 lines. Cash Reward: Cash Reward issued by CU Solutions Group. Allow 6-8 weeks for Cash Reward to be deposited to your Credit Union acct. If the Cash Reward does not appear after 8 weeks, visit Other Terms: Offers/coverage not avail. everywhere or for all phones/networks. May not be combined with other offers. Offer, terms, restrictions, and options subject to change and may be modified, discontinued, or terminated at any time without notice. Restrictions apply. © 2016 Sprint. All rights reserved. Sprint and the logo are trademarks of Sprint. Other marks are the property of their respective owners.

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3.99% apr*  for Balance Transfers - No Balance Transfer Fees

Bring Your Balance to Us and Get a Better Rate!

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