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Cash Transfer and Payment Apps


When used responsibly between peers, payment and cash transfer apps can be a very convenient way for friends to share expenses or pay back borrowed funds, but exercise caution before hitting “send.” Catch our latest blog post for more on Peer-to-Peer (P2P) payment systems. #membersfirstga #paymentapps #p2p #peertopeerpayments

Swap & Drop Auto Refinance

Swap & Drop Auto Refinance Program

Drop Your Rate by 2% to as low as 3.25% APR*!

Now through October 31, 2019, MembersFirst Credit Union will DROP your rate by 2% to as low as 3.25% APR* when you SWAP your auto loan from another lender to MembersFirst.

With Swap & Drop, you can pay off your car loan sooner or save a few dollars each month! Plus, when you finance with MembersFirst, you’ll enjoy great perks like affordable GAP and warranty coverage and discounts on auto insurance.1

Swap your loan to MembersFirst for great rates on RVs and motorcycles, too!

  • RVs as low as 4.25% APR
  • Motorcycles as low as 5.25% APR

Refinance your auto loan today and take your rate in a DIFFERENT DIRECTION!


  • Click and apply online at
  • Call 404-978-0080 or 912-352-2902 or
  • Visit a branch near you

Not an MFCU member? YOU CAN JOIN! Stop by any branch or visit to open your account online.

*APR=Annual Percentage Rate. Qualifications are based on an assessment of individual creditworthiness and our underwriting standards. Floor rate of 3.25% on SWAP & DROP loans is as of 8/1/19. Maximum loan term on auto, motorcycle and RV loans is 84 months. MembersFirst Credit Union will match the remaining term of the transferred loan provided the loan is financed under the SWAP & DROP Promotion guidelines. To receive the 2% reduction on your existing rate, loan must be transferred from a lender other than MembersFirst Credit Union. Finance charge begins from date of funding and is repaid over the term. First payment due date may vary based on repayment terms. Offer not available on existing MembersFirst auto loans. Loan amount must be a new MembersFirst CU auto, motorcycle or RV loan of $5,000 or more. Offer available April 1 through October 31, 2019. All loans are subject to credit approval. Program, terms and conditions are subject to change without notice. Visit for all available rates and terms. 1GAP, warranty and insurance services are available and provided through credit union partners. Separate terms and conditions apply.

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Credit Union Rewards

There are more reasons than ever to love being a member of MembersFirst Credit Union.

Your credit union membership is about the trust and care of community, built around where you live, work and play. That’s why your Credit Union membership saves you money through exclusive member-only offers through our trusted partners. Through Love My Credit Union Rewards, credit union member have saved over $2 billion with offers like:


Credit union membership also saves you up to $15 on TurboTax federal products.


Protecting your car and home shouldn’t cost you a bundle. MembersFirst Credit Union members can save big with an exclusive discount from the TruStage Home & Auto Insurance Program.


You get $200 in cash rewards* on up to 2 lines when you switch to Sprint. Plus, lines 3, 4 and 5 are free AND 25% off select accessories in Sprint stores.

  • That means savings of more than $800 over Verizon in your first year.
  • With Sprint’s 100% satisfaction guarantee for the first 30 days, you can be certain that you’ll love your plan or get your money back.

Claiming your cash rewards is easy:

  1. Open a new Sprint account and mention that you’re a credit union member.
  2. Register your new lines at
  3. Cash rewards will be deposited directly into your credit union account within six to eight weeks.

Don’t miss out on hundreds in savings. Switch to Sprint and claim your rewards today!

Learn all about how your MembersFirst Credit Union membership gets you all these exclusive savings, and more at or Check them out and start enjoying credit union member benefits you never knew you had.

Cash Reward:
Via deposit. $100 per line, max 2 lines. Req. qualifying plan and registration within 30 days of activation. Loyalty Reward: Via deposit per account. Basic: After 9/30/20 pay $60 a month for line 1, $40 a month for line 2 and $20 a month per line for lines 3 thru 5, with AutoPay. Offer/coverage not available everywhere. Requires new lines of service. Subject to credit & $30 activation fee. Excludes taxes, fees, and roaming. Speed maximums, use rules and restrictions apply. Unlimited Basic compared to Verizon Start Unlimited for 5 lines, features differ.

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Swap & Drop Auto Refinance

Drop Your Rate by 2% to as low as 3.25% APR*!

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