Whether you’re planning your first budget or re-evaluating your current budget, the ground rules below will set you up for success.
1) Budgeting is about confidence, not guilt. A budget lets you fully understand where your cash is going each month – so you can design a plan that allows you to truly enjoy your money.
2) Stop comparing yourself to others. An effective budget is tailored to your specific wants and needs, with categories based on where you live and work, what your...
Think back on each New Year. Notice anything in common with years past? Maybe you’ve resolved each year to make better nutritional decisions. I will not eat the WHOLE plate of cookies. Or, maybe you’ll take it a step further and throw in a promise to yourself to take your health a little more seriously.
My neighbor can get up at 5:00 am for a run before work. Why can’t I?
Whatever your resolutions may be, why not resolve to take better care of your financial health as...Read More »
NMLS # 452961
Purchasing a home is quite a commitment! It doesn’t matter whether you’re doing it for the very first time or if you’re a veteran in the home buying business; there’s always something that causes the process to seem overwhelming. It doesn’t have to be that way! As part of our commitment to Helping You Afford Life and Simplifying Your Finances, we’ve partnered Independent Mortgage Associates. Joe Menna and his team have been providing complete mortgage...Read More »
Ready For Auto Ownership? First Time Car Buyer is the Way To Go! Are you or someone you know ready to make that move and purchase a car for the very first time? Do you have a job but have very little to no credit? If so, our First Time Car Buyer program might be just what you’re looking for. The first Time Car Buyer program is designed especially for young adults making their way along the journey to ownership. Loan amounts are set to accommodate a moderate income. Borrow up to...Read More »
If you’ve been dreaming of a new car – something with a little more zoom or a little more room – MembersFirst is here for you. When you finance your ride with us, you’ll enjoy bigger savings and a better overall experience than the dealerships or other financial institutions can offer. That’s because we’re here for YOU – not to make a profit. Our credit union status enables us to provide the low-rate financing you need and all the high-value benefits you deserve. Just see...Read More »
Swap your loan to MembersFirst and we will Drop your rate by 2% to as low as 1.90% APR. Plus, make no payments for 90 days!Learn More