Plus, read below on how to download your copy of our FREE 35-page interactive eBook to help guide your finances!
Surprise! It’s another new year. Like clockwork, we associate the new year with self-improvement or starting something new. While the thought of bettering ourselves is intriguing, it tends to bring on a wave of stress and anxiety. Why? It’s not that the want to isn’t there…it’s the how to that gets us. Moreover, the lack of knowledge of resources or tools available to help us keep New Year’s resolutions doesn’t help either.
Hey, home-buyers (and anyone else needing the down-low on down payments), this is for you! Let’s take a moment to bust the 20% down payment myth.
Are you desperate to own a home of your own but don’t quite have the down payment you think you need?
Home ownership…. the American dream! More than likely, you are saving up for that down payment, dollar by hard-earned dollar, until you have that magic number: 20% of your dream home’s total value. That’s what all the experts say, right?
Identity theft is one of the most nefarious crimes out there. Here are seven ways to help protect yourself:
Secure Your Hard Copies
Every sensitive document should be kept in a safe or scanned and saved in a secure folder. Credit cards and debit cards should be securely placed in your wallet at all times.
Tech support scams are growing at a rapid pace. It seems you’re always putting yourself out on a limb when you call tech support. You dial the number the company gives you, and perhaps after a while of waiting, you’re connected to someone who may be working on the other side of the world in a completely different time zone. Then you’re asked to give this anonymous person identifying details about your phone or computer and the technical problems you’re experiencing.