Plus, read below on how to download your copy of our FREE 35-page interactive eBook to help guide your finances!
Surprise! It’s another new year. Like clockwork, we associate the new year with self-improvement or starting something new. While the thought of bettering ourselves is intriguing, it tends to bring on a wave of stress and anxiety. Why? It’s not that the want to isn’t there…it’s the how to that gets us. Moreover, the lack of knowledge of resources or tools available to help us keep New Year’s resolutions doesn’t help either.
You already know about the gifts and decorations. Here are some holiday expenses you may have not included in your budget this year, along with creative ways to beat them
#1: Wrapping paper
It all ends up in the garbage, but did you know that wrapping paper for your gifts can cost close to $100?
Credit scores… that three-digit number may not always be top-of-mind, but chances are, you’ve given some thought to boosting your score. Here are 5 tips to get you started.
1. Pay your bills on time. If you find this to be a challenge, consider signing up for automatic payments.
Hey, home-buyers (and anyone else needing the down-low on down payments), this is for you! Let’s take a moment to bust the 20% down payment myth.
Are you desperate to own a home of your own but don’t quite have the down payment you think you need?
Home ownership…. the American dream! More than likely, you are saving up for that down payment, dollar by hard-earned dollar, until you have that magic number: 20% of your dream home’s total value. That’s what all the experts say, right?