You already know about the gifts and decorations. Here are some holiday expenses you may have not included in your budget this year, along with creative ways to beat them
#1: Wrapping paper
It all ends up in the garbage, but did you know that wrapping paper for your gifts can cost close to $100?
Ever wonder what happens to bills that have been burned, damaged by liquids or ruined by…. other methods? Most might think it’s the end of the line for these bills, never to grace your account or piggy bank again, but maybe not.
Hey, home-buyers (and anyone else needing the down-low on down payments), this is for you! Let’s take a moment to bust the 20% down payment myth.
Are you desperate to own a home of your own but don’t quite have the down payment you think you need?
Home ownership…. the American dream! More than likely, you are saving up for that down payment, dollar by hard-earned dollar, until you have that magic number: 20% of your dream home’s total value. That’s what all the experts say, right?
Identity theft is one of the most nefarious crimes out there. Here are seven ways to help protect yourself:
Secure Your Hard Copies
Every sensitive document should be kept in a safe or scanned and saved in a secure folder. Credit cards and debit cards should be securely placed in your wallet at all times.