After a year of spending, saving, paying off bills and racking up rewards points, your financial life can get a little messy. And now that the holiday season is over, it is a great time to regain control of your finances. When you de-clutter your accounts, paperwork and budget, you’ll find it’s a lot easier to make the most of your money.
Tip: Never go to the grocery store hungry.
It’s a simple rule to keep from over-buying and one sure to keep you from blowing the week’s budget on cravings at your local grocer. But, aside from controlling your appetite as you peruse the baked goods aisle, there are a seemingly infinite number of ways to help control your spending and stretch your dollar a bit further.
Your personal and financial safety is very important to us. In the past few posts, we’ve covered multiple topics related to protecting your identity and your money. This time, we want to remind you of ways to protect yourself against a more “traditional” form of fraud – CHECK FRAUD.
Think back on each New Year. Notice anything in common with years past? Maybe you’ve resolved each year to make better nutritional decisions. I will not eat the WHOLE plate of cookies. Or, maybe you’ll take it a step further and throw in a promise to yourself to take your health a little more seriously. My neighbor can get up at 5:00 am for a run before work. Why can’t I?
We talk a lot about credit and great ways to access and spend your funds, but there’s one very important step we should take when it comes to our money…
Does that word sounds scary or boring? It must as budgeting seems to have such a negative connotation surrounding it. Though it’s true one could live off the available credit of a credit card for a short period–charging every desire of the heart–this will eventually catch up and bite you soon enough. Slow and steady wins the race… most of the time.