Ever wonder what happens to bills that have been burned, damaged by liquids or ruined by…. other methods? Most might think it’s the end of the line for these bills, never to grace your account or piggy bank again, but maybe not.
Hey, home-buyers (and anyone else needing the down-low on down payments), this is for you! Let’s take a moment to bust the 20% down payment myth.
Are you desperate to own a home of your own but don’t quite have the down payment you think you need?
Home ownership…. the American dream! More than likely, you are saving up for that down payment, dollar by hard-earned dollar, until you have that magic number: 20% of your dream home’s total value. That’s what all the experts say, right?
Identity theft is one of the most nefarious crimes out there. Here are seven ways to help protect yourself:
Secure Your Hard Copies
Every sensitive document should be kept in a safe or scanned and saved in a secure folder. Credit cards and debit cards should be securely placed in your wallet at all times.
Tech support scams are growing at a rapid pace. It seems you’re always putting yourself out on a limb when you call tech support. You dial the number the company gives you, and perhaps after a while of waiting, you’re connected to someone who may be working on the other side of the world in a completely different time zone. Then you’re asked to give this anonymous person identifying details about your phone or computer and the technical problems you’re experiencing.
Spring has been around a while and you still need two things: cash and a clean house. When that first delightful spring breeze started blowing, you knew it was time to get your house in shape. And now, with summer just around the corner, you know it’s time to get busy.