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Attention Members: Holiday Closing Schedule

All offices will be closed Monday, January 20th, 2020 in observance of the Martin Luther King, Jr. holiday. We will reopen to serve you on Tuesday, January 21st at 9am. Learn MoreLearn More

Fee Schedule

Deposit Accounts

​We review our fee schedule regularly and make it available to you to give you the opportunity to control your finances and minimize the fees you may incur. We work to remain fair and competitive (we dislike fees as much as you do) and charge only the fees which contribute to operating costs.

 Savings Accounts
 
 Christmas Club Early Withdrawal
 $10.00
 Closure Fee (within 90 days of opening)
 $20.00
 Excessive Withdrawal Fee (above 3 per quarter)
 $4.00
 Savasaurus Club (in excess of 1 per month)
 $10.00
 Money Market Accounts
 
 Minimum Balance Fee (average below $1000)
 $5.00
 Excess Withdrawal Fee (each over 6 per month; only 3 by check)
 $5.00

Share Draft Accounts (Checking Accounts)

 Monthly Minimum Balance Fee For Share Draft Account
 
 Basic Business or Personal Business Share Draft (average balance below $1,000)
 $10.00
 Direct Deposit Share Draft
(earns interest on average balance of $1,000)
 $0.00
 Fresh Start Checking (average balance below $300)
 $10.00
 Interest Share Draft (average balance below $300)
 $5.00
 No Fee Share Draft
 $0.00
 Collection (overdraft)
 $15.00
 Draft (Check) Printing Charges
 Depends on style
 Overdraft Privilege (item paid on your behalf)
 $33.00
 Overdraft Protection Transfer (from savings or other MFCU account)
 $7.00
 ATM Transaction Fees
 
 Publix PRESTO! ATM Nationwide
 Free
 Non-MembersFirst ATM Transaction
 $1.75
 Loan Fees
 
 Flood Certification
 $25.00
 GA Mortgage Loan Fee
 $10.00
 Skip A Payment Fee (Promotion)
 $30.00
 Legal Process Per Event
 $50.00
 Loan Advance Processing Fee (Fast Cash and Holiday Loan Only)
 $30.00
 Title Fee (used vehicle loans)
 $49.00
 UCC Form Filing
 $10.00

Other Fees

 Account Balancing / Research (per hour)
 $20.00
 Account Verification
 $10.00
 Bad Address (Monthly) (Returned Statements Undeliverable)
 $5.00
 Business Account Bill Pay (per month)
 $5.95
 Check Cashing (checks over $200)
 $5.00
 Inactivity Monthly Fee (no activity for 12 months)
 $5.00
 Merchant Cashier Check (from personal check)
 $15.00
 Money Orders (each)
 $1.50
 NSF (Non Sufficient Funds - per item)
 $33.00
 Overnight / Expedited Delivery
 Actual Cost
 Paper Statement Fee
 $3.00
 Phone Pay (delinquent loan only)
 $10.00
 Photo Copy (first 3 pages free)
 $2.00
 Replace Damaged/Lost/Stolen Card/Visa/Debit ATM
 $10.00
 Returned Deposit Item (from member payable to themselves)
 $25.00
 Returned Deposit Item (from others payable to member)
 $15.00
 Shared Branching Convenience (per transaction)
 $1.50
 Signature Guarantee (for members only)
 $10.00
 Statement Copy/ Account History Printout
 $5.00
 Stop Payment
 $33.00
 Telephone Transfer (Teller assisted)
 $2.00
 Teller/Official Check (payable to other)
 $5.00
 Gift Cards
 
 Travel Money (Reloadable card) ($100-$5,000)
 $5.00
 Visa Gift Card ($10-$1,000)
 $5.00
 Wire Transfers
 
 Wire Transfer (Domestic)
 $15.00
 Wire Transfer (Incoming)
 $10.00
 Wire Transfer (International)
 varies ($60.00-$100.00)

Printable Copy of Fee Schedule

Print a PDF copy of the Fee Schedule

Fee Schedule Effective December 1, 2018

 
 

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