Rates
Rates subject to change without notice.
Risk-Based | Loans | Checking & Savings | Certificates
New & Used Vehicles
| Credit Rating/Term | 750+ APR* |
720-749 APR* |
680-719 APR* |
640-679 APR* |
600-639 APR* |
580-599 APR* |
Standard 1 551-579 APR* |
Standard 2 550 and below APR* |
|
72 Months |
5.00%
|
5.25%
|
5.50%
|
7.50%
|
10.50%
|
14.50%
|
n/a
|
n/a
|
|
60 Months |
4.50%
|
4.75%
|
5.00%
|
7.00%
|
10.00%
|
14.00%
|
14.00%
|
n/a
|
|
48 Months |
4.25%
|
4.50%
|
4.75%
|
6.75%
|
9.75%
|
13.75%
|
13.75%
|
13.75%
|
|
36 Months |
4.00%
|
4.25%
|
4.50%
|
6.50%
|
9.50%
|
13.50%
|
13.50%
|
13.50%
|
|
24 Months |
4.00%
|
4.25%
|
4.50%
|
6.50%
|
9.50%
|
13.50%
|
13.50%
|
13.50%
|
Maximum LTV- New 100% MSRP/ Used 100% NADA Retail / On Standard 1 Max LTV is NADA Trade Value / On Standard 2 Max LTV is 90% of NADA Trade
Home Equity Line Of Credit
| Credit Rating Prime is 3.25% / Floor Rate is 6.00% Effective 5/14/09 |
A+
721+ APR* |
A
680-720 APR* |
B
641-679 APR* |
C
601-640 APR* |
D
below 600- APR* |
| Up to 80% |
6.00%
|
6.00%
|
6.00%
|
7.50%
|
8.50%
|
| 81% - 100% |
6.00%
|
6.00%
|
6.50%
|
n/a
|
n/a
|
Special Equity Loan
| Credit Rating |
A+
721+ APR* |
A
680-720 APR* |
B
641-679 APR* |
C
601-640 APR* |
D
below 600 APR* |
| Up to 80% LTV |
6.50%
|
7.50%
|
9.00%
|
11.25%
|
12.00%
|
| 81-100% LTV |
7.50%
|
8.50%
|
10.00%
|
n/a
|
n/a
|
Personal Loans
| Credit Rating |
A+
721+ APR* |
A
680-720 APR* |
B
641-679 APR* |
C
601-640 APR* |
D
below 600 APR* |
| 48 Months |
9.90%
|
11.90%
|
12.90%
|
14.90%
|
17.90%
|
| Maximum Loan Amount |
15,000
|
12,500
|
10,000
|
5,000
|
2,500
|
Go To Loan Application | Go To Calculators | Back to Top
| Loans |
Rate
|
APR*
|
Term
|
|
| Certificate Secured Loans - Click here for rate details |
0.00
|
|||
| Share Secured Loans |
5.00
|
36
|
||
| Stock Secured Loans |
10.00
|
60
|
||
| Visa Platinum |
8.99%
|
n/a
|
||
| Visa Classic |
13.88%
|
n/a
|
||
| Secured Visa |
14.88%
|
n/a
|
||
| Mortgage Rates - Click here for information & rates |
0.00
|
n/a
|
*APR = Annual Percentage Rate
Go To Loan Application | Go To Calculators | Back to Top
Checking & Savings |
Dividend Rate
|
APY*
|
Term
|
| Basic Savings |
0.40
|
0.40
|
n/a
|
| Special Purpose Accounts |
0.40
|
0.40
|
n/a
|
| MembersFirst 55 Plus Share Account |
0.65
|
0.65
|
n/a
|
| Christmas Club Accounts |
0.25
|
0.25
|
n/a
|
| Savasaurus Club Savings |
0.65
|
0.65
|
n/a
|
| CU Succeed Savings |
0.65
|
0.65
|
n/a
|
| CU Succeed Checking |
0.25
|
0.25
|
n/a
|
| Direct Deposit Checking |
0.25
|
0.25
|
n/a
|
| Interest Checking Accounts |
0.15
|
0.15
|
n/a
|
| MembersFirst 55 Plus Checking |
0.25
|
0.25
|
n/a
|
| Personal Business Checking |
0.25
|
0.25
|
n/a
|
| Traditional IRA Share Account |
0.90
|
0.90
|
n/a
|
| Roth IRA Share Account |
0.90
|
0.90
|
n/a
|
| Educational IRA Share Account |
0.90
|
0.90
|
n/a
|
| Money Market $100.00 to $999.99 |
0.50
|
0.50
|
n/a
|
| Money Market $1,000.00 to $9,999.99 |
0.75
|
0.75
|
n/a
|
| Money Market $10,000 to $24,999.99 |
1.25
|
1.25
|
n/a
|
| Money Market $25,000.00 and above |
1.50
|
1.50
|
n/a
|
*APY = Annual Percentage Yield
Back to Top
Certificates |
Dividend Rate
|
APY*
|
Term
|
| 90 day CD |
0.99
|
1.00
|
3
|
| 6 Month CD |
1.19
|
1.20
|
6
|
| 1 year CD |
1.68
|
1.70
|
12
|
| 18 Month CD |
1.78
|
1.80
|
18
|
| 2 Year CD |
1.98
|
2.00
|
24
|
| 3 Year CD |
2.27
|
2.30
|
36
|
| 4 Year CD |
2.47
|
2.50
|
48
|
| 5 Year CD |
2.86
|
2.90
|
60
|
| MembersFirst 55 Plus 90 Day CD |
1.24
|
1.25
|
3
|
| MembersFirst 55 Plus 6 Month CD |
1.44
|
1.45
|
6
|
| MembersFirst 55 Plus 1 Year CD |
1.93
|
1.95
|
12
|
| MembersFirst 55 Plus 18 Month CD |
2.03
|
2.05
|
18
|
| MembersFirst 55 Plus 2 Year CD |
2.23
|
2.25
|
24
|
| MembersFirst 55 Plus 3 Year CD |
2.52
|
2.55
|
36
|
| MembersFirst 55 Plus 4 Year CD |
2.71
|
2.75
|
48
|
| MembersFirst 55 Plus 5 Year CD |
3.10
|
3.15
|
60
|
|
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. |
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