Rates
Rates subject to change without notice.
Risk-Based | Loans | Checking & Savings | Certificates
New & Used Vehicles
| Credit Rating/Term | 750+ APR* |
720-749 APR* |
680-719 APR* |
640-679 APR* |
601-639 APR* |
| 84 Months | 3.35% | 4.10% | 5.10% | 8.25% | 10.75% |
|
72 Months |
3.25%
|
4.00%
|
5.00%
|
8.00%
|
10.50%
|
|
60 Months |
2.95%
|
3.70%
|
4.70%
|
7.80%
|
10.00%
|
|
48 Months |
2.85%
|
3.60%
|
4.60%
|
7.75%
|
9.75%
|
|
36 Months |
2.75%
|
3.50%
|
4.50%
|
7.50%
|
9.50%
|
Maximum LTV- New 100% MSRP/ Used 100% NADA Retail / On Standard 1 Max LTV is NADA Trade Value / On Standard 2 Max LTV is 90% of NADA Trade
Home Equity Line Of Credit
| Credit Rating Prime is 3.25% / Floor Rate is 4.00% Effective 4/1/10 |
A+
721+ APR* |
A
680-720 APR* |
B
641-679 APR* |
C
601-640 APR* |
D
below 600- APR* |
| Up to 80% |
4.00%
|
4.00%
|
4.25%
|
6.25%
|
7.25%
|
| 81% - 90% |
4.00%
|
4.25%
|
5.25%
|
n/a
|
n/a
|
Special Equity Loan
| Credit Rating |
A+
721+ APR* |
A
680-720 APR* |
B
641-679 APR* |
C
601-640 APR* |
D
below 600 APR* |
| Up to 80% LTV |
6.00%
|
7.00%
|
8.50%
|
10.75%
|
11.50%
|
| 81-90% LTV |
7.00%
|
8.00%
|
9.50%
|
n/a
|
n/a
|
Personal Loans
| Credit Rating |
A+
721+ APR* |
A
680-720 APR* |
B
641-679 APR* |
C
601-640 APR* |
D
below 600 APR* |
| 48 Months |
9.90%
|
11.90%
|
12.90%
|
14.90%
|
17.90%
|
| Maximum Loan Amount |
15,000
|
12,500
|
10,000
|
5,000
|
2,500
|
Go To Loan Application | Go To Calculators | Back to Top
| Loans |
Rate
|
APR*
|
Term
|
|
| Certificate Secured Loans - Click here for rate details |
0.00
|
|||
| Share Secured Loans |
5.00
|
36
|
||
| Stock Secured Loans |
10.00
|
60
|
||
| Visa Platinum |
8.99%
|
n/a
|
||
| Visa Classic |
13.88%
|
n/a
|
||
| Secured Visa |
14.88%
|
n/a
|
||
| Mortgage Rates - Click here for information & rates |
0.00
|
n/a
|
*APR = Annual Percentage Rate
Go To Loan Application | Go To Calculators | Back to Top
Checking & Savings |
Dividend Rate
|
APY*
|
Term
|
| Basic Savings |
0.20
|
0.20
|
n/a
|
| Special Purpose Accounts |
0.20
|
0.20
|
n/a
|
| MembersFirst 55 Plus Share Account |
0.40
|
0.40
|
n/a
|
| Christmas Club Accounts |
0.25
|
0.25
|
n/a
|
| Savasaurus Club Savings |
0.40
|
0.40
|
n/a
|
| CU Succeed Savings |
0.40
|
0.40
|
n/a
|
| CU Succeed Checking |
0.10
|
0.10
|
n/a
|
| Direct Deposit Checking |
0.10
|
0.10
|
n/a
|
| Interest Checking Accounts |
0.05
|
0.05
|
n/a
|
| MembersFirst 55 Plus Checking |
0.10
|
0.10
|
n/a
|
| Personal Business Checking |
0.10
|
0.10
|
n/a
|
| Traditional IRA Share Account |
0.59
|
0.60
|
n/a
|
| Roth IRA Share Account |
0.59
|
0.60
|
n/a
|
| Educational IRA Share Account |
0.59
|
0.60
|
n/a
|
| Money Market $100.00 to $999.99 |
0.30
|
0.30
|
n/a
|
| Money Market $1,000.00 to $9,999.99 |
0.44
|
0.45
|
n/a
|
| Money Market $10,000 to $24,999.99 |
0.54
|
0.55
|
n/a
|
| Money Market $25,000.00 to $99,999.99 |
0.59
|
0.60
|
n/a
|
| Money Market $100,000 and above | 0.64 | 0.65 | n/a |
*APY = Annual Percentage Yield
Back to Top
Certificates |
Dividend Rate
|
APY*
|
Term
|
| 90 day CD |
0.39
|
0.40
|
3
|
| 6 Month CD |
0.39
|
0.40
|
6
|
| 1 year CD |
0.59
|
0.60
|
12
|
| 18 Month CD |
0.69
|
0.70
|
18
|
| 2 Year CD |
0.89
|
0.90
|
24
|
| 3 Year CD |
1.19
|
1.20
|
36
|
| 4 Year CD |
1.48
|
1.50
|
48
|
| 5 Year CD |
1.83
|
1.85
|
60
|
| MembersFirst 55 Plus 90 Day CD |
0.43
|
0.44
|
3
|
| MembersFirst 55 Plus 6 Month CD |
0.43
|
0.44
|
6
|
| MembersFirst 55 Plus 1 Year CD |
0.65
|
0.66
|
12
|
| MembersFirst 55 Plus 18 Month CD |
0.76
|
0.77
|
18
|
| MembersFirst 55 Plus 2 Year CD |
0.98
|
0.99
|
24
|
| MembersFirst 55 Plus 3 Year CD |
1.31
|
1.32
|
36
|
| MembersFirst 55 Plus 4 Year CD | 1.63 |
1.65
|
48
|
| MembersFirst 55 Plus 5 Year CD | 2.01 |
2.03
|
60
|
|
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. |
|
| a website design company Website managed by this web design company | ||