Personal Banking

Visa Debit Cards

A MembersFirst Visa Debit Card is a great alternative to cash and checks and provides many benefits.

Print Visa Debit Card Brochure

It's Convenient

When you use your Visa Debit Card, your money is debited directly from your checking account. Use your Visa Debit Card to pay for purchases the same way you would use cash, check or credit card. Use your Visa Debit Card anywhere you see the Visa logo.

It's Safer than Cash

Use your Visa Debit Card instead of cash anywhere you see the Visa Logo. Unlike cash, if your Visa Debit Card is ever lost...or stolen, it can easily be replaced. Plus, you can enjoy the safety of knowing that Visa's Zero Liability Policy protects you so that you won't be responsible for any unauthorized purchases.*

It's Versatile

Your Visa Debit Card is also an ATM card.** You can use it to withdraw cash 24 hours a day from your checking, savings, or money market accounts. Use your card at ATMs where you see the CU Here, CU24, Cirrus, PULSE or Visa logos.

It's Free

You will receive a Visa Debit Card when you open a MembersFirst checking account at no additional charge.***

It's Easy To Use

Pay any way you want to:

Where there is no PIN pad

Just give your card to the cashier or waiter and ask to sign a receipt. At the gas pump just choose credit.

Where there is a PIN pad

Just swipe your card and press CREDIT, then sign the receipt. If the prompt asks for your PIN and you do not want cask back, then press CREDIT or tell the cashier you want to sign your receipt. You can earn bonus points for your PINless transactions with Visa ScoreCard Rewards. But if you need to get cash back on a purchase, press DEBIT to complete the transaction.

Online or over the phone

When you use your card to make a purchase through a website or over the phone, you will need to provide the 16-digit card number along with the expiration date. Enjoy added security against fraud when you use the 3-digit security code on the back. Never give your card number to anyone with whom you did not initiate the transaction or conversation.

Keeping track of your Visa Debit Card purchases is easy because you have options:


View purchases online with FlexTeller Online Banking or on your e-Statement.

Over The Phone

You can hear your transactions over the phone with 24 Hour Audio Response. Choose Action Code 54 to hear all pre-authorized electronic debits from your account.

On Paper

Record your transactions in your check register and reconcile them to your monthly checking account statements.

Verified By Visa

Verified by Visa is a service developed to ensure that only you use your card to shop online. It gives you added assurance that the merchant accepting your card is a legitimate commercial entity. Visit the link above to find out more and to register your card.

The MembersFirst Visa Debit Card is the most efficient and safe way to handle your checking account. Ask for an application today or Apply online today!

Click here to enter the Secure Debit/ATM Card Application
Click here to print the Debit/ATM Card Application

*Visa's Zero Liability policy does not apply to ATM and Non-Visa branded PIN transactions.
** The Visa Debit card is issued to checking account holders ONLY.
***Replacement cards may be requested - there is a fee of $10 per card.

Back to Top