Personal Banking

Senior Accounts

We honor the sacrifices and commitment that our seniors have made along the way, so we reward them with a wide range of products, services and special benefits in our MembersFirst 55+ program designed especially for our members 55 years old or better.

To participate in the MembersFirst 55+ program you must:

  • Maintain a minimum balance of $5,000.00 in any combination of savings or checking accounts OR
  • Maintain Certificate of Deposit balances of $10,000.00 or more OR
  • Maintain a loan or line of credit balance of $5,000.00 or more in the credit union
And Receive:
  • Discounted safe deposit box rental
  • Free American Express Traveler's Checks
  • Free money orders
  • Preferred rates on loans and lines of credit
  • Unlimited free ATM withdrawals at all MembersFirst Credit Union ATMs and CU Here Network ATMs
  • Worldwide access at CIRRUS and Pulse Network ATMs


MembersFirst 55+ Checking Account

A MembersFirst 55+ Checking Account pays dividends and offers you the following convenient features:

  • No monthly service charge
  • Free personalized checks (up to 2 boxes per year)
  • Free overdraft protection from your savings account
  • Free stop payments
  • Dividends are paid when you maintain an average daily balance of $100.00
  • There are no per check charges - write as many checks as you want
  • Unlimited 24-hour access by touchtone phone with the Automated Account Information Line - check your balances, make transfers between accounts, check the checks that have cleared your account, hear automated deposits to your accounts and much more
  • Overdraft Privilege - Limit up to $700*

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MembersFirst 55+ Certificates

Not only do you enjoy preferred rates on loans, but also on your Certificates of Deposit, with the following features:

  • Flexible maturities from three months to five years
  • Low minimum deposits
  • Competitive dividend rates
  • A one-time step-up rate on certificates with a term of 2 years or longer

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You are welcome to stop by any MembersFirst Credit Union branch and join today. An initial deposit of $25.00 and a valid picture ID are all you need to open your account. Once your savings account is opened, you'll have immediate access to all of the financial services offered by your credit union.

Additionally, membership in the DeKalb Medical Center's Senior Spectrum program makes you eligible for membership in MembersFirst Credit Union.

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