Certificates of Deposit

A MembersFirst Certificate of Deposit (CD) provides a safe place for money that you want to "put on hold" for a future purpose. Unlike investments in the stock market or mutual funds, your CD funds are federally insured up to $250,000.00 by the National Credit Union Administration (NCUA), a US Government agency.

Features include:

• A low minimum deposit of $1,000.00
• Competitive rates
• Flexible terms - 90 days to 60 months
• Your funds are insured up to $250,000.00 by the National Credit Union Administration (NCUA).
• If you use your CD to secure a loan with MembersFirst, you can continue to earn dividends on your money.

MembersFirst 55+ members receive an increased rate on all CDs and can request a one-time step up rate on certificates with a term of 2 years or more.