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Low APR vs. Rebate

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We're sure you have seen all the low rates the auto dealers have been offering if you finance your new vehicle with them. Is this the best deal for you or the best deal for the dealer?

Most of the time the dealer is offering a cash rebate or a low interest rate. If you were to take the rebate, apply it to the cost of the vehicle and borrow the rest of the money from us, chances are your payment would be lower and you would save interest as well.

Fill out the form below using the interest rate the car dealer is offering, our interest rate, the amount of the rebate, the length of the loan, and the cost of the vehicle. Then hit the calculate button to see what your payments will be depending on where you borrow the money from.

*Remember, don't put dollar signs or commas in the boxes.

Description Credit Union Dealer
Cost Of Vehicle: $ $
Rebate: $ $

Amount to Finance: $ $
Interest Rate(%):    
Months:    
Payment Amount:    
Monthly Savings:    
Total Savings:    
 
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