Loans & Credit Cards

MembersFirst Credit Union - NMLS #452961

Click here for a list of our MLO's

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Mortgage Loans

First Mortgage Loans

Whether you are buying your first home, a vacation home, or if you plan to trade up, relocate or refinance, MembersFirst Credit Union has a mortgage program tailored for you. Choose from fixed or adjustable rates and flexible terms from 10 to 30 years. In most cases, our mortgage loans also feature below average closing costs.

All MembersFirst mortgage loans are processed through our affiliate organization, Credit Union Financial Services (CUFS). For more information or current mortgage rates, visit our mortgage department or call 678-658-4466.

Home Equity Line of Credit (HELOC)

A MembersFirst Home Equity Line of Credit gives you all the great features of our Special Equity Loan along with the additional flexibility of an open line of credit. Take all the time you need to complete your home improvements - your payments are based only on the amount of your outstanding balance. When you need additional funds to complete the project, accessing your line of credit is as easy as picking up the phone. A MembersFirst Home Equity Line of Credit also features a low adjustable rate - as low as the prime rate minus 1%!

Interest rates are based on your credit score and the amount of equity borrowed. For current HELOC interest rates, visit our Rates page. Apply online below or call one of our lending professionals at (404) 978-0080.

You may request a HMDA report by clicking the following link.