Loans & Credit Cards

Credit Cards

Give yourself the credit you deserve with a MembersFirst Visa Credit Card. A MembersFirst Visa Credit Card is always in your best interest.

We offer three credit card options to accommodate your credit needs:

  • Visa Platinum
    • Fixed low interest rate of 8.99% APR*
    • Credit limits up to $25,000
  • Visa Classic
    • Fixed low interest rate of 13.88% APR
    • Credit limits up to $10,000
  • Secured Visa
    • Fixed low interest rate of 14.88% APR
    • Credit limits up to $10,000

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Visa Platinum

Visa Platinum is a reflection of value for our members with excellent credit. The application process is simple, and the features are terrific.

Our Visa Platinum card features:

  • Credit limits up to $25,000
  • Fixed low interest rate of 8.99% APR*
  • No annual fee
  • 25-day grace period
  • Cash advances at any ATM with the Visa logo
  • Visa ScoreCard Rewards
  • Automatic membership in the Travel Advantage Program (enter code 5805). Travel Advantage provides discounts on health care, travel, security and insurance when you use your card.

Travel Advantage Features

  • Purchase protection
  • Auto rental discounts
  • Auto rental insurance
  • Travel and emergency assistance
  • Ticket replacement and lost luggage assistance
  • Online purchases protected by Verified by Visa, a service developed by MembersFirst and Visa to help ensure that only you use your Visa card to shop online. The service gives you added assurance that the online merchant using the Verified by Visa security system is a legitimate commercial entity.

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Visa Classic

MembersFirst Visa Classic offers great benefits too!

  • Credit limits up to $10,000
  • Great low interest rate of 13.88% APR*
  • No annual fee
  • 25-day grace period
  • Cash advances at any ATM displaying the Visa logo
  • Visa ScoreCard Rewards
  • Automatic membership in the Travel Advantage Program (enter code 5805)
  • All of your online purchases are protected by Verified By Visa

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Secured Visa

If your credit is not quite up-to-par, or if you are trying to build credit, a Secured Visa card may be just what you need. The Secured Visa offers many of the same great benefits as the Visa Classic:

Features include:

  • Low $15 annual fee
  • 25-day grace period
  • Cash advances at any ATM displaying the Visa logo
  • Visa ScoreCard Rewards
  • Automatic membership in the Travel Advantage Program (enter code 5805)
  • All of your online purchases are protected by Verified By Visa

Credit limits are up to 80% of security deposit.

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Credit Life and Disability Insurance

All MembersFirst Visa cards have credit protection and life insurance available for the primary cardholder.

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Visa Scorecard Rewards

Reward yourself for your purchases with Scorecard Rewards. Scorecard Rewards offers a great selection of brand-name merchandise and travel options. There's no enrollment necessary with Visa ScoreCard Rewards, so you don't have to wait to start earning points.
Find out more here

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*APR is Annual Percentage Rate