Safety First: Preparing for Hurricane Season

Stormy Weather Ahead Road Sign Against Dark Ominous Sky

Living close to the ocean is usually a wonderful thing. The views are breathtaking and recreation opportunities are never far away. But there’s a danger associated with coastal living: hurricanes.

Statistics show that 97% of hurricanes in the Atlantic occur between June 1 and Oct. 15. This is according to researchers from the National Oceanic and Atmospheric Administration (NOAA). In the Pacific, that date range runs from May 15 to Nov. 30. Like it or not, hurricane season will soon be upon us! read more

Home Buyers and the 20% Down Myth

Image showing lender discussing down payment with borrower

Hey, home-buyers (and anyone else needing the down-low on down payments), this is for you!  Let’s take a moment to bust the 20% down payment myth.

Are you desperate to own a home of your own but don’t quite have the down payment you think you need? 

Home ownership…. the American dream!  More than likely, you are saving up for that down payment, dollar by hard-earned dollar, until you have that magic number: 20% of your dream home’s total value. That’s what all the experts say, right?  read more