Risk-Based | Loans | Savings | Certificates
|
Rates subject to change without notice.
|
New & Used Vehicles
|
Credit Rating /
Term
|
750+
APR*
|
720-749
APR*
|
680-719
APR*
|
640-679
APR*
|
600-639
APR*
|
580-599
APR*
|
Standard 1
551-579
APR*
|
Standard 2
550-
APR*
|
|
72 Months
|
5.80% |
6.30% |
6.80% |
8.80% |
13.50% |
16.50% |
n/a |
n/a |
|
60 Months
|
5.70% |
6.20% |
6.70% |
8.70% |
13.40% |
16.40% |
18.50% |
n/a |
|
48 Months
|
5.60% |
6.10% |
6.60% |
8.60% |
13.30% |
16.30% |
18.40% |
19.25% |
|
36 Months
|
5.50% |
6.00% |
6.50% |
8.50% |
13.20% |
16.20% |
18.20% |
19.20% |
|
24 Months
|
5.50% |
6.00% |
6.50% |
8.50% |
13.20% |
16.20% |
18.20% |
19.20% |
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|
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|
|
|
|
|
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*Maximum LTV- New 100% MSRP/ Used 100% NADA Retail / On Standard 1 Max LTV is NADA Trade Value / On Standard 2 Max LTV is 90% of NADA Trade
Home Equity Line Of Credit
|
Credit Rating
Prime is 5.00% / Floor Rate is 6.00% Effective 04/14/08
|
A+
721+
APR* |
A
680-700
APR*
|
B
641-679
APR* |
C
601-640
APR*
|
D
below 600- APR* |
| Up to 80% |
6.00% |
6.00% |
6.00% |
8.00% |
9.00% |
| 81% - 100% |
6.00% |
6.00% |
7.00% |
n/a |
n/a |
Special Equity Loan
| Credit Rating |
A+
721+
APR*
|
A
680-700
APR* |
B
641-679 APR* |
C
601-640 APR* |
D
below 600
APR* |
| Up to 80% LTV |
7.50% |
8.50% |
10.00% |
12.25% |
13.00% |
| 81-100% LTV |
8.50% |
9.50% |
11.00% |
n/a |
n/a |
Personal Loans
| Credit Rating |
A+
721+
APR* |
A
680-700
APR* |
B
641-679
APR* |
C
601-640
APR* |
D
below 600
APR* |
| 48 Months |
9.90% |
11.90% |
12.90% |
14.90% |
17.90% |
| Maximum Loan Amount |
15,000 |
12,500 |
10,000 |
5,000 |
2,500 |
|
