Personal Loans

 

SAVE AS YOU PAY LOAN

Are your finances out of control? We can help steer you in the right direction.

The Save As you Pay loan is designed to help you consolidate your high interest rate credit cards into one loan so that they can be paid off within 5 years. PLUS it allows you to save money in a high yield savings account at the same time.

Borrow up to $25000
Rates as low as 7.90% APR
Make payments through payroll deduction or direct deposit
The high yield Savings account plus interest is yours at loan payoff

Signature Loans
Sometimes you need some extra cash to pay a bill,  make an emergency purchase or to simply get away. At your credit union we understand! We offer reasonable interest rates and quick turn around on personal loans. Apply today!

Certificate and Share Secured Loans
Don't touch your hard-earned savings account or certificate when you need money. Use your savings or certificate as collateral. With a certificate or share secured loan you'll continue to receive a great return on your savings and enjoy one of the best financing rates* the credit union has to offer .
 
*Certificate Secured loan rates are 2% above your current certificate rate. Please see your loan officer for details.
 
 Seasonal Loans
Your credit union knows that at certain times of the year your expenses go up and you have alot of gift giving to do. Ask a representative about the different seasonal loans we have such as our Holiday Loan* or Fast Cash Loan. These loans are available only at specific times of the year.
 
Fast Cash Loans
Fast Cash Loans are available in  April1st - 15th , August 1st - 15th and December 1st thru 15th.
Term: 5 months
Maximum Loan Amount: $500
Application Fee: $25
Rate: 18% APR** subject to change.   
 
Holiday Loans
Holiday Loans are available in November and December
Term : 10 months
Maximum Loan Amount : $1500
Rate: 13% APR** subject to change.
 
*Holiday Loans are typically offered in November and December only. However each year a board assessment is done to determine if the program will be offered. The credit union will notify you when the loan is available.
 
** APR - Annual Percentage Rate

 
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