Real Estate Loans

Real Estate Loans

First Mortgage Loans

Whether you are buying your first home, a vacation home, or if you plan to trade up, relocate or refinance, MembersFirst Credit Union has a mortgage program tailored for you. Choose from fixed or adjustable rates and flexible terms from 10 to 30 years. Our mortgage loans also feature below average closing costs, in most cases.

All MembersFirst mortgage loans are processed through our affiliate organization, Credit Union Financial Services (CUFS). For more information or current mortgage rates, click here or call CUFS direct at (770) 506-7476.

Special Equity Loans (Second Mortgage)

If you’re looking to make home improvements or simply want to consolidate a few bills, a Special Equity Loan may fit your needs. You can borrow up to 100% of your available equity and in many cases, there are no closing costs. The Special Equity Loan also features the security of a low fixed rate and fixed term. For the current interest rate on Special Equity Loans, click here . To apply for a Special Equity Loan, call (404) 978-0080 and speak to one of our lending professionals.

Home Equity Line of Credit (HELOC)

A MembersFirst Home Equity Line of Credit gives you all the great features of our Special Equity Loan, but gives you the additional flexibility of an open line of credit. Take all the time you need to complete your home improvements. Your payments are based only on the amount of your outstanding balance. When you need additional funds to complete the project, accessing your line of credit is as easy as picking up the phone. A MembersFirst Home Equity Line of Credit also features a low adjustable rate as low as prime rate minus 1%! Interest rates are based on your credit score and the amount of equity borrowed. For current HELOC interest rates, click here. For a HELOC application, call one of our lending professionals at (404) 978-0080.