About Us

Fee Schedule

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BASE SHARE (SAVINGS ACCOUNTS)  
Excess Withdrawal Fee (above 3 per quarter) $4.00
Closure Fee (within 90 days of opening) $20.00
SHARE DRAFT (CHECKING ACCOUNTS)  
Monthly Minimum Balance Fee For Share Draft Account   
- Direct Deposit Share Draft
     (earns interest on average balance of $1,000)

$0.00
- No Fee Share Draft $0.00
- Interest Share Draft (average balance below $300) $5.00
- Personal Business Share Draft (average balance below $300) $10.00
- Basic Business Share Draft (average balance below $1,000) $10.00
- 55 Plus Share Draft (aggregate average balance below $5,000) $10.00
NSF (Non Sufficient Funds-per item) $32.00
Stop Payment $32.00
Overdraft Privilege (per item paid on your behalf) $32.00
Overdraft Transfer $9.00
Draft (Check) Copy $2.00
Collection (overdraft) $15.00
Draft (Check) Printing Charges depends on style
   
CHRISTMAS CLUB Early Withdrawal $10.00
   
 MONEY MARKET ACCOUNTS  
 Minimum Balance Fee (average below $1,000)      $5.00
 Excess Withdrawal Fee (each over 6 months) $5.00
   
OTHER FEES & CHARGES DEBIT  

Returned Deposit Items:
- From others
- From member

 
$15.00
$25.00

Account Activity Printout $5.00
Account Balancing/Research (per hour) $20.00
Account Verifications $10.00
Bad Address (Monthly) $5.00
Check Cashing (checks over $200) $5.00
Collection Item (from another institution) $2.00
Gift Checks (per check) $2.50
Inactivity Monthly Fee (no activity for 12 months) $5.00
Money Orders (each) $1.50
NSF (Non Sufficient Funds - per item) $32.00
Photo Copy (per page/first 3 pages free) $2.00
Shared Branching Convenience (per transaction) $1.50
Signature Guarantee (for members only) $10.00
Stop Payment $32.00
Telephone Transfer (teller assisted) $2.00
Teller/Official Check Copy $25.00
Teller/Official Check (payable to other) $5.00
Travelers Check 1% of purchase amount
Wire Transfer (Domestic) varies
Wire Transfer (International) varies
Replace Lost Card (VISA/Debit/ATM) $10.00
ATM Transaction Fees:
- Publix PRESTO! ATM Nationwide
- Non MembersFirst ATM Transaction
- Non MembersFirst ATM Balance inquiry fee

FREE
$1.75
$1.75
UCC Form Filing $10.00
Loan Application $30.00
GA Mortgage Loan Fee $6.50
 Flood Certification $25.00
Title Fee (used vehicle loans) $49.00

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