Fee Schedule
| PDF Print Version | |
| BASE SHARE (SAVINGS ACCOUNTS) | |
| Excess Withdrawal Fee (above 3 per quarter) | $3.00 |
| Closure Fee (within 90 days of opening) | $20.00 |
| Savasaurus Club (each additional withdrawal) | $10.00 |
| SHARE DRAFT (CHECKING ACCOUNTS) | |
| Monthly Minimum Balance Fee For Share Draft Account | |
| - Direct Deposit Share Draft (earns interest on average balance of $1,000) |
$0.00 |
| - No Fee Share Draft | $0.00 |
| - Interest Share Draft (average balance below $300) | $5.00 |
| - Personal Business Share Draft (average balance below $300) | $10.00 |
| - Basic Business Share Draft (average balance below $1,000) | $10.00 |
| - 55 Plus Share Draft (aggregate average balance below $5,000) | $10.00 |
| NSF (Non Sufficient Funds-per item) | $30.00 |
| Stop Payment | $30.00 |
| Overdraft Privilege (per item paid on your behalf) | $30.00 |
| Overdraft Transfer | $7.00 |
| Draft (Check) Copy | $2.00 |
| Collection (overdraft) | $15.00 |
| Draft (Check) Printing Charges | depends on style |
| CHRISTMAS CLUB Early Withdrawal | $10.00 |
| MONEY MARKET ACCOUNTS | |
| Minimum Balance Fee (average below $1,000) | $5.00 |
| Excess Withdrawal Fee (each over 6 months) | $5.00 |
| OTHER FEES & CHARGES DEBIT | |
|
Returned Deposit Items: |
|
| Account Activity Printout | $5.00 |
| Account Balancing/Research (per hour) | $20.00 |
| Account Verifications | $10.00 |
| Bad Address (Monthly) | $5.00 |
| Check Cashing (checks over $200) | $5.00 |
| Collection Item (from another institution) | $2.00 |
| Gift Checks (per check) | $2.50 |
| Inactivity Monthly Fee (no activity for 12 months) | $5.00 |
| Money Orders (each) | $1.50 |
| NSF (Non Sufficient Funds - per item) | $30.00 |
| Photo Copy (per page/first 3 pages free) | $2.00 |
| Shared Branching Convenience (per transaction) | $1.50 |
| Signature Guarantee (for members only) | $10.00 |
| Stop Payment | $30.00 |
| Telephone Transfer (teller assisted) | $2.00 |
| Teller/Official Check Copy | $25.00 |
| Teller/Official Check (payable to other) | $5.00 |
| Travelers Check | 1% of purchase amount |
| Wire Transfer (Domestic) | $15.00 |
| Wire Transfer (International) | $35.00 |
| Replace Lost Card (VISA/Debit/ATM) | $10.00 |
| ATM Transaction Fees: - Non MembersFirst ATM Transaction - Non MembersFirst ATM Balance inquiry fee |
$1.50 $1.50 |
| UCC Form Filing | $10.00 |
| Loan Application | $25.00 |
| GA Mortgage Loan Fee | $6.50 |
| Flood Certification | $25.00 |
| Title Fee (used vehicle loans) | $49.00 |
|
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. |
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